How much zakat to pay on your halal ETFs
Enter your halal ETF holdings, pick a calendar year and a calculation method, and see the zakat due — with the source beside every figure.
Enter the market value of each holding on your zakat date.
87.48 g of gold or 612.36 g of silver: zakat is due only once your total qualifying wealth reaches the nisab — the market value of that much metal on your zakat date.
What zakat is, and when your ETFs owe it
Zakat is the annual purifying payment due on wealth you have held for a full year, once that wealth reaches the threshold (nisab). ETF shares count as zakatable wealth, so a portfolio of screened funds does not remove the obligation — it only makes the arithmetic simpler.
Every figure on this page — both rates, both calculation methods and both nisab weights — comes from Wahed’s guide to calculating zakat on stocks and ETFs. The saved guide is re-checked against its recorded hash on every build, so a number the guide never published cannot render here.
The guide publishes two nisab thresholds: the market value of 87.48 grams of gold and of 612.36 grams of silver. If your total zakatable holdings are below the nisab you follow on your zakat date, no zakat is due for that year.
Two rates: lunar and solar years
Zakat is 2.5% of zakatable wealth for a lunar (Hijri) year. If you keep your zakat year on the solar (Gregorian) calendar instead, the guide gives 2.577% — the small upward adjustment that keeps the amount equal across the roughly 365-day solar year.
The two calculation methods
Trading or short-term holdings: For shares bought to trade or held for the short term, zakat is due on 100% of the market value on the zakat date.
Long-term wealth preservation: For buy-and-hold, wealth-preservation holdings, some scholars allow calculating zakat on a proxy base of 30% of the market value.
Pick the method that matches why you hold the fund. The calculator shows the rate, the share of market value it taxes and the resulting amount for whichever method you choose. Scholars differ on which view applies to a long-term portfolio, so follow the guidance of a scholar you trust.
Zakat and purification are separate duties
Zakat and dividend purification are different obligations that can both apply to the same halal ETF. Purification gives away the impermissible slice of dividends a screened company still paid; zakat is a percentage of the wealth itself. Use both calculators for the full picture.
Educational content, not financial or religious advice.