LEGAL
Referral disclosure
Last updated: October 17, 2026
The short version
Some links on this site, including to Sarwa and Baraka, are referral links. If you sign up through one, Halal ETF Planner may earn a reward at no extra cost to you. This never changes what we write in a review.
What a referral link means
A referral link is a link that tells a platform you arrived from Halal ETF Planner. If you then sign up, the platform may pay us a reward. These links appear on the Platforms page and on individual platform pages.
What the current offers involve
These details come from the platforms' own materials, checked on 17 October 2026, and can change.
- Sarwa: a signed-up friend and the referrer each receive a bonus from AED 100 up to AED 3,000, depending on how much the friend funds. The first reward needs at least $500 funded within 90 days of signing up, the bonus must stay in the account for 12 months or Sarwa may deduct it, joint accounts are excluded, and the code can only be entered when a new account is opened. See Sarwa's referral programme terms.
- Baraka: Baraka's referral message says that if you join and make a trade, you and the referrer both earn rewards. Baraka does not publish the amount or terms on its website, so check the offer in the Baraka app.
No extra cost to you
Using a referral link costs you nothing extra. Any reward is paid by the platform, not by you. Some promotions also carry their own terms set by the platform — check the platform's terms before relying on them.
Editorial independence
Referral relationships do not influence our conclusions. We describe platforms the same way whether or not a referral relationship exists, and we do not rank platforms by referral reward.
Where you'll see this disclosed
A disclosure appears directly beside every referral link, code, or button on the site, not only on this page. The current platform pages are researched overviews based on the platforms' published materials; they are not presented as firsthand product tests.
Contact
Questions about this disclosure can be sent via the contact page.
