LEGAL
Risk disclaimer
Last updated: July 1, 2026
The short version
ETF investments carry risk, and past performance does not guarantee future results. Everything the SIP calculator shows is an illustrative estimate — not financial advice, and not a guarantee of any outcome.
Investment risk
[Placeholder legal text — final wording will be reviewed separately. This section will state that all ETF investments, including halal-screened funds, carry risk of loss, and that value can go down as well as up.]
Past performance
[Placeholder legal text — this section will state plainly that historical fund performance, as shown on the ETF Data page, does not guarantee or predict future returns.]
The calculator's projections
[Placeholder legal text — this section will clarify that the SIP calculator's output is an illustrative estimate based on historical averages and simplifying assumptions, not a forecast, and not financial advice.]
Not independent Shariah certification
[Placeholder legal text — this section will state that Shariah compliance for any fund referenced on this site is determined and attributed to that fund's provider, and is not independently verified by Halal ETF Planner.]
Seek independent advice
[Placeholder legal text — this section will encourage visitors to consult a qualified, independent financial adviser before making any investment decision.]
Contact
Questions about this disclaimer can be sent via the contact page.