LEGAL

Risk disclaimer

Last updated: September 8, 2026

The short version

ETF investing carries risk and past performance does not guarantee future results. Everything the calculator shows is an illustrative estimate — not financial advice, and not a guarantee of any outcome.

Investment risk

All ETF investments, including Shariah-screened funds, carry risk of loss. The value of your holdings can go down as well as up, and you may get back less than you put in.

Past performance

Historical performance shown on the ETF data page — including annualized since-inception returns — does not guarantee or predict future returns.

The calculator's projections

The calculator's output is an illustrative estimate based on historical averages and simplifying assumptions. It is not a forecast, and it is not financial advice. Actual results will differ.

Not independent Shariah certification

Shariah compliance for any fund referenced on this site is determined and attributed to that fund's provider. Halal ETF Planner does not independently verify or certify it.

Seek independent advice

Before making any investment decision, consult a qualified, independent financial adviser and, where relevant, a tax or Shariah adviser who understands your circumstances.

Contact

Questions about this disclaimer can be sent via the contact page.